Texas is a market of extremes — Houston energy, Austin tech, Dallas–Fort Worth logistics, and construction everywhere. Workers' comp is optional here, which makes coverage decisions trickier, not simpler. Our free 24-hour review sorts real protection from expensive gaps across 100+ carriers.
From energy and oil & gas in Houston to tech and professional services in Austin and Dallas, we understand the specific risks facing Texas industries — and the carriers built to cover them.
Pollution liability, inland marine, equipment breakdown, and employer liability for Texas energy firms.
Workers' comp EMR review, builders risk, general liability for Texas contractors. WC opt-out analysis available.
Commercial auto, cargo, general liability for Texas logistics companies. Full fleet pricing at every tier.
E&O, cyber liability, D&O for Austin and Dallas tech firms. Coverage scaled for startups to enterprise.
Malpractice, EPLI, cyber for HIPAA compliance. Built for Texas healthcare providers of every size.
Any Texas business. We shop 100+ carriers and present minimum, standard, and higher limit options every time.
Because Texas lets employers go without workers' comp, many carry a patchwork of occupational-accident and liability coverage that leaves real gaps — while energy, logistics, and construction each add exposures a single carrier rarely prices well. We audit what you actually have, compare 100+ carriers, and lay out every line at three tiers so a Texas owner decides from the full market, not one renewal quote.
Every Cost & Risk Report shows all three tiers for every relevant line — with a clear recommendation. Not one quote from one carrier. The full picture, so you can actually decide.
If we find rating errors or coverage gaps — and we usually do — we show you exactly what they're costing and what to do about it. Every report includes minimum, standard, and higher limit pricing for every relevant line.
Send or upload your current policy — a licensed DANESURE broker reviews it and sends your Cost & Risk Report within 24 hours. No portal login required.
Prefer email? Send your dec page to review@danesure.com
No credit card. No obligation. As your broker, we work for your interests — not the insurance company’s. We shop 100+ carriers for the best coverage at the best price.